May 22, 2025

Should I Get a Lawyer for a Car Accident That Wasn’t My Fault?

Car Accident

Dealing with the aftermath of a car accident can be overwhelming—especially when the accident wasn’t your fault. Many drivers wonder, “Is hiring a lawyer really necessary?” Florida’s no-fault insurance laws can make it difficult to determine whether legal help is required. A lawyer can be invaluable when navigating insurance claims, understanding policy benefits, or disputing incorrect fault determinations.

When Should You Seek Legal Assistance After a Florida Car Accident?

In some scenarios, hiring an attorney isn’t just helpful—it’s essential. Knowing when to seek legal counsel can make a huge difference in securing the compensation you deserve.

1. Disputes Over Fault

Even when it seems obvious the other party was at fault, their insurance company might push back. A lawyer can step in to contest these fault disputes by gathering evidence, organizing documents, and presenting a strong case on your behalf. In Florida, fault allocation can impact the amount of compensation you’re entitled to, so having legal support is critical.

2. Serious Injuries That Exceed PIP Coverage

Florida’s no-fault insurance (PIP) covers up to $10,000 for medical bills and lost wages. However, serious accidents often come with expenses far beyond what PIP offers. If you’ve suffered severe injuries, an attorney can file a personal injury claim to pursue compensation beyond PIP limits, including damages for pain and suffering, long-term medical care, and lost earning capacity.

3. Dealing With Aggressive Insurance Companies

Insurance companies don’t always have your best interests at heart. Some may use aggressive tactics to deny or reduce your claim. A lawyer can protect you by ensuring your claim is handled fairly, negotiating on your behalf, and escalating matters if necessary to secure the compensation you deserve.

4. Accidents Involving Commercial Vehicles

Accidents with trucks or commercial vehicles are particularly complex. These cases may involve multiple parties—such as the driver, the employer, and various insurance providers—making it challenging to determine liability. A lawyer experienced in commercial vehicle accidents will know how to navigate these complexities and identify all potential sources of compensation.

5. Involvement of Non-Residents

Given Florida’s status as a top tourist destination, accidents involving out-of-state drivers are common. Dealing with non-residents can introduce additional legal hurdles, especially when insurance policies from different states come into play. A local attorney familiar with Florida’s laws and how they interact with other states’ regulations can be a crucial ally in these situations.

Why Choose Kevin L. Sullivan II for Your Florida Car Accident Case

If you’re facing any of these scenarios after a car accident, hiring an experienced attorney can protect your rights and maximize your compensation. Kevin L. Sullivan II, a personal injury lawyer based in Tampa, Florida, has extensive experience handling car accidents, trucking accidents, and other injury claims throughout the state. From gathering evidence to negotiating with insurance companies, Kevin is committed to helping his clients get the justice they deserve.

If you’ve been injured in a car accident, call Kevin at (813) 598-4868 to discuss your case and explore your legal options.

This post was written by a professional at Kevin L. Sullivan II. Attorney Kevin L. Sullivan II is your personal injury attorney Sun City Center FL, and the best personal injury attorney near you for LeavenLaw. Kevin is proud to serve Florida accident victims that have been injured in auto accidents, motorcycle accident, slip and falls or have suffered any other type of injury caused by negligence. Kevin offers a FREE no-obligation consultation to discuss your claim. There are NO upfront fees or costs and if he does not collect for you, you do not owe him anything.